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How Much to Invest for Monthly Income

Pick the monthly income you want. See exactly how much capital it takes — and how long to get there from where you are now.

Amount invested ($)

Annual yield / return (%)

Add per month ($)

Monthly income goal ($)

Passive income — per month

$0

$0 / year

—

years to goal

$0

capital for goal

Reverse the math: capital needed = (monthly goal × 12) ÷ yield. $1,000/month at 5% needs $240,000; $3,000/month needs $720,000; $5,000/month needs $1.2M. Drop your goal in below and it solves your exact number and timeline.

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How much to invest for $1,000 a month?

At a 5% yield, about $240,000. At 7%, about $171,000. Safer 4% needs $300,000. The calculator shows your number for any goal.

Free How Much to Invest for Monthly Income · 2026 · PassiveIncomeCalc