Australia context: franking credits can lift the effective yield on Australian shares (fully-franked ~4% grosses up meaningfully). Super is the big tax-advantaged engine; high-interest savings sit ~4.5–5%, broad ETFs ~7% long-run. Enter a realistic yield for your mix below.
Get the Passive Income Tracker — $9 →At ~5% that's about $720,000; franking credits on Aussie shares can reduce the capital you need. The calculator gives your number.